First Home Buyers
Access Home Loan Options, First Home Owner Grants and Incentives while we guide you throught he process. Get help from an experienced Mortgage Broker at Mondo Mortgages today!
Rated 5 from 14 Reviews
Rated 5 from 14 Reviews
Buying your first home is an exciting milestone, but it can also be a complex journey. At Mondo Mortgages, we specialise in assisting first home buyers like you to access home loan options from banks and lenders across Australia. Our goal is to help you understand the property market and make informed decisions that suit your financial situation. Whether you're looking to apply for a home loan or get pre-approved, our team is here to guide you every step of the way.
When buying your first home, understanding the various loan options available is crucial. With Mondo Mortgages, you can access home loan options from banks and lenders nationwide. We provide insights into both fixed interest rate and variable interest rate loans, helping you determine which suits your needs best. Additionally, we explore options like offset accounts that can optimise your repayment strategy. Our expertise ensures you get the most favourable terms, including interest rate discounts that can make a significant difference over the life of your loan.
Another important aspect for first home buyers is understanding the potential benefits and savings available. We help you check eligibility to access lenders mortgage insurance (LMI) waivers, which can reduce initial costs. First home owner grants (FHOG) are another avenue of support, potentially offering substantial financial assistance when buying a home. Additionally, we guide you through the intricacies of stamp duty, ensuring you're aware of any concessions or exemptions you may qualify for. By considering these factors, we aim to improve your borrowing capacity and make buying your first home more affordable.
Your financial situation and credit history play pivotal roles in the home loan application process. At Mondo Mortgages, we assist in evaluating your credit history to ensure it supports your application. We also provide clarity on loan to value ratio (LVR) requirements and how they influence the loan amount you can secure. Our streamlined application process simplifies gathering necessary documentation, such as bank statements, ensuring your application is both accurate and comprehensive. For those considering future investments, we also offer guidance on first investment property and investment loan options, preparing you for the next steps beyond buying your first home.
We understand that applying for a home loan is a significant decision. At Mondo Mortgages, our focus is on providing a personalised service that reflects your specific needs and objectives. Whether you're just starting to explore the property market or are ready to take the plunge, our experienced team is here to support you. Reach out to us today to discuss how we can assist you in securing your first Home Loan and achieving your dream of home ownership.
Your journey starts with a friendly chat with one of our qualified Finance & Mortgage Brokers. We take the time to understand your situation, including any First Home Buyer grants, incentives, special policies or offers you might be eligible for. We’ll also walk you through different Home Loan types and loan options from lenders across Australia and outline the next steps in the process.
We’ll work together to get a clear picture of your financial position - your income, assets, and credit history - so we can determine your borrowing power. We’ll also review your bank statements and other relevant documents to recommend the best lenders and Home Loan products for you.
We will help you set an appropriate price limit and Home Loan amount, look at interest rates (both variable and fixed), and potential interest rate discounts. We also explain the importance of loan-to-value ratios (LVR) and help minimise any lender’s mortgage insurance (LMI) that may be applicable. When all this is done we’ll get your Home Loan Pre-Approval in place, so you can confidently start bidding or making offers on properties.
When settlement takes place, you get the keys to your new property and your new Home Loan will be drawn down. We will be with you throughout and will coordinate the settlement process with your lender and conveyancer. Moving forward, we’ll be there to assist with any questions you have about your loan and to conduct reviews at regular intervals to make sure your loan remains competitive.
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Jenny Elizabeth
Sean is friendly, kind and generous with his knowledge and time. He has strong professional relationships with all the lenders and was able to get us a an excellent mortgage set up, despite me being on maternity leave.
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Nate D
Mondo Mortgages mad a complex arrangement much easier. Through thorough communication Mondo Mortgages guided us through every step. I particularly appreciated being guided and advised all options that were available to us during the purchase of our home. And have a trusted and reliable contact was invaluable. I highly recommend them. Thank You
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Ed Commander
Sean and the Mondo team were absolutely fantastic - and not the first time he has helped us secure the best mortgage deal for us! His advice was valuable, and we are so grateful we took it. Communication is excellent; we always knew what ...
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Yello Brick Pty. Limited ABN: 63096397867. Credit Representative #371052 is authorised under Australian Credit License #387856.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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